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探花精选

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Commercial general liability insurance
October 31, 2025

... acts, employee injuries, or certain cyber and pollution claims, those require separate coverage. Limits, deductibles, and endorsements ... operations. Coverage applies on a no-fault basis, so claims can be paid promptly without litigation. It typically pays for ...


Legal System Abuse, Not Just Economic Inflation, Drives Liability 探花精选 Losses by More than $230 Billion Over Past 10 Years, New Triple-I 鈥 Casualty Actuary Society Analysis Shows
October 31, 2025

... financing and evolving legal dynamics have driven higher claims costs and defense expenses for personal auto, commercial auto, other ... illustrates that the severe spikes in liability insurance claims losses go well beyond normal economic inflation,鈥 said Sean ...


Wildfires: insurance and recovery resources
September 2, 2020

... coverages. Articles: Tips for wildfire insurance claims 探花精选 for wildfires What is covered by standard ... Media Folder:聽 Media Root Claims After a disaster, you want to get back to normal as soon as ...


California recovery resources
September 2, 2020

... Californians should work with their agent, insurer claims adjuster, and insurer with a goal of achieving a settlement that they ...


Triple-I's Issues Brief Explains Benefits, Addresses Misconceptions of Risk-Based Pricing in 探花精选
October 15, 2025

... risk factors while ensuring adequate resources to pay claims for all customers. "Without risk-based pricing, lower-risk consumers ... financial stability 鈥 and their ability to pay claims 鈥 at risk.鈥 Addressing Complexity and Concerns The ...


Background on: Self-driving cars and insurance
September 30, 2025

... do occur lead to a higher percentage of product liability claims, as claimants blame the manufacturer or suppliers for what went wrong ... show a reduction in property damage liability and collision claims for cars equipped with forward-collision warning systems, especially ...


Trends and Insights: Illinois
September 8, 2025

... to shop around for better prices. If rates are too low, claims eventually will reduce the amount of 鈥減olicy holder surplus鈥 available to pay future claims. Rather than target insurers with misguided legislation, states like ...


Capping 探花精选 Rates Could Reduce Coverage Options and Viable Insurers in Illinois: Triple-I
September 10, 2025

... and global inflationary pressures that drive up the cost of claims by increasing rebuilding expenses. Legislative fixes may backfire: ...


The Efficacy and Return on Investment of Loss Prevention Programs 鈥 Background, Methods and Results
September 8, 2025

... on predicting and preventing costly damage that drives up claims and premiums, telematics technology has come to play an increasing role. ... and insight, Whisker Labs found that Ting reduced fire claims within the study sample by an estimated 63 percent, resulting in 0.39 ...


Spotlight on: Dog bite liability
July 17, 2025

... a muzzle, chain or cage. Homeowners insurance liability claims Liability claims related to dog bites and other dog-related injuries cost homeowners ...