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Background on: ̽»¨¾«Ñ¡ fraud
November 19, 2025

... insurance fraud. Common frauds include "padding" (inflating claims), misrepresenting facts on an insurance application, submitting claims for injuries or damage that never occurred, and staging accidents. ...


What if I can't find auto coverage?
November 19, 2025

... who do not effectively manage their credit tend to make more claims. You live in an area where theft and vandalism losses are high – ...


̽»¨¾«Ñ¡ for wildfires
November 16, 2025

... ̽»¨¾«Ñ¡ policies generally place a time limit on filing claims and these vary from state to state and company to company. Check with ...


Finding coverage that matches your business size
November 13, 2025

... loss occur, including the purchase of insurance and managing claims. This practice is known as risk management. If you run a small business, ...


The homeowner's severe cold weather survival guide
November 13, 2025

... covered by your policy. And familiarize yourself with the  claims filing process .   Next steps: Now, learn how to ...


How to file an auto insurance claim
November 13, 2025

... rental car and request reimbursements for towing and glass claims. Some apps even allow you to notify the insurance adjuster what happened ... ask: Does my policy contain a time limit for filing claims and submitting bills? Is there a time limit for resolving claims ...


Understanding your insurance deductibles
November 13, 2025

... you have an insured loss worth $10,000, you would receive a claims check for $9,500. Percentage deductibles generally only apply to ... special deductibles may apply for homeowners insurance claims when the cause of damage is attributable to a hurricane. Whether a ...


Facts + Statistics: Deer vehicle collisions
November 7, 2025

... had an estimated 1.7 million animal collision insurance claims in the U.S. between July 2024 and June 2025, down from 1.8 million from ... ago. Pennsylvania had the highest estimated number of auto claims (148,000). However, drivers in West Virginia had the highest likelihood ...


12 Ways to Lower Your Homeowners ̽»¨¾«Ñ¡ Costs
November 3, 2025

... review complaint records, ask multiple insurers about their claims process, and get a sense of how they handle customer service. You can ... profile, including factors like home value, car value, and claims history. Not all insurers or states apply the discount to both policies ...


Does my business need terrorism insurance?
November 3, 2025

... lines, terrorism coverage may also respond to third-party claims arising from a terrorist event. Coverage applies only when the terrorism ...