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Facts + Statistics: Homeowners and renters insurance
September 23, 2025

... theft, accounted for 97.3 percent of homeowners insurance claims in 2023 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


Facts + Statistics: Auto insurance
May 20, 2025

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder鈥檚 legal ... (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Understanding the insurance claims payment process
May 1, 2025

... and file for an additional amount. Most policies require claims to be filed within one year from the date of disaster; check with your ... backer is a co-insured, they will have to endorse the claims payment check before you can cash it. Depending on the ... 聽 Next steps: We can't reinforce it enough - claims are easier to make when you have a home inventory ready ! ...


Nine ways to lower your auto insurance costs
January 2, 2025

... that people who effectively manage their credit have fewer claims. To protect your credit standing, pay your bills on time, don鈥檛 obtain ...


Facts + Statistics: Deer vehicle collisions
November 7, 2025

... had an estimated 1.7 million animal collision insurance claims in the U.S. between July 2024 and June 2025, down from 1.8 million from ... ago. Pennsylvania had the highest estimated number of auto claims (148,000). However, drivers in West Virginia had the highest likelihood ...


What if I can't find auto coverage?
November 6, 2025

... who do not effectively manage their credit tend to make more claims. You live in an area where theft and vandalism losses are high 鈥 ...


12 Ways to Lower Your Homeowners 探花精选 Costs
November 3, 2025

... review complaint records, ask multiple insurers about their claims process, and get a sense of how they handle customer service. You can ... profile, including factors like home value, car value, and claims history. Not all insurers or states apply the discount to both policies ...


Does my business need terrorism insurance?
November 3, 2025

... lines, terrorism coverage may also respond to third-party claims arising from a terrorist event. Coverage applies only when the terrorism ...


Commercial general liability insurance
October 31, 2025

... acts, employee injuries, or certain cyber and pollution claims, those require separate coverage. Limits, deductibles, and endorsements ... operations. Coverage applies on a no-fault basis, so claims can be paid promptly without litigation. It typically pays for ...


Legal System Abuse, Not Just Economic Inflation, Drives Liability 探花精选 Losses by More than $230 Billion Over Past 10 Years, New Triple-I 鈥 Casualty Actuary Society Analysis Shows
October 31, 2025

... financing and evolving legal dynamics have driven higher claims costs and defense expenses for personal auto, commercial auto, other ... illustrates that the severe spikes in liability insurance claims losses go well beyond normal economic inflation,鈥 said Sean ...