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探花精选

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Facts + Statistics: Uninsured motorists
July 17, 2025

... the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the ...


Spotlight on: Dog bite liability
July 17, 2025

... a muzzle, chain or cage. Homeowners insurance liability claims Liability claims related to dog bites and other dog-related injuries cost homeowners ...


Facts + Statistics: Homeowners and renters insurance
June 16, 2025

... theft, accounted for 97.8 percent of homeowners insurance claims in 2022 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


Facts + Statistics: Auto insurance
May 20, 2025

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder鈥檚 legal ... (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Understanding the insurance claims payment process
May 1, 2025

... and file for an additional amount. Most policies require claims to be filed within one year from the date of disaster; check with your ... backer is a co-insured, they will have to endorse the claims payment check before you can cash it. Depending on the ... 聽 Next steps: We can't reinforce it enough - claims are easier to make when you have a home inventory ready ! ...


Nine ways to lower your auto insurance costs
January 2, 2025

... that people who effectively manage their credit have fewer claims. To protect your credit standing, pay your bills on time, don鈥檛 obtain ...


Triple-I: Texas Home 探花精选 Market Impacted by Complex Mix of Natural Catastrophe Exposures
July 14, 2025

... : Texas recorded 4,369 homeowners' insurance lightning loss claims in 2024, second only to Florida, with an average cost per claim of ...


Media Advisory: Triple-I Statement on Recent Flooding in Texas Hill Country
July 10, 2025

... flood zones can still flood. More than one-quarter of NFIP claims come from 鈥渓ow- to moderate-risk鈥 areas. NFIP policies offer up ...


Facts + Statistics: Hail
July 1, 2025

... State Farm , the company paid out over $3.5 billion in hail claims in 2022, an increase of more than $1 billion from 2021 due to increased hail claims and inflation.聽 State Farm鈥檚 top states for hail claims were ...


How legal system abuse drives social inflation
June 20, 2025

... practices which increase costs and time to settle insurance claims. While litigation is considered a policyholder鈥檚 last resort, legal ... has found. Legal system abuse refers to disputed insurance claims which could have been resolved without litigation. ...