CREDIT INSURANCE, 2004-2008 (1)
| 2004 |
$1,053,996 |
21.2% |
| 2005 |
1,206,020 |
14.4 |
| 2006 |
1,398,762 |
16.0 |
| 2007 |
1,768,912 |
26.5 |
| 2008 |
1,690,667 |
-4.4 |
|
(1) Before reinsurance transactions, excluding state funds.听听听聽
听听听
Source: National Association of 探花精选 Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.听听听
听听听
CREDIT INSURANCE, 2000-2009
| 2000 |
$588,566 |
5.3% |
79.4 |
5.7 pts. |
| 2001 |
575,214 |
-2.3 |
90.7 |
11.4 |
| 2002 |
703,038 |
22.2 |
104.6 |
13.8 |
| 2003 |
568,502 |
-19.1 |
98.6 |
-6.0 |
| 2004 |
806,372 |
41.8 |
96.4 |
-2.2 |
| 2005 |
936,101 |
16.1 |
82.2 |
-14.2 |
| 2006 |
1,090,144 |
16.5 |
86.2 |
4.0 |
| 2007 |
1,405,439 |
28.9 |
129.2 |
43.0 |
| 2008 |
1,413,313 |
0.6 |
170.6 |
41.4 |
| 2009 |
1,224,472 |
-13.4 |
140.8 |
-29.8 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC. 聽聽
CREDIT INSURANCE, 2001-2010
| 2001 |
$575,214 |
-2.3% |
90.7 |
11.4 pts. |
| 2002 |
703,038 |
22.2 |
104.6 |
13.8 |
| 2003 |
568,502 |
-19.1 |
98.6 |
-6.0 |
| 2004 |
806,372 |
41.8 |
96.4 |
-2.2 |
| 2005 |
936,101 |
16.1 |
82.2 |
-14.2 |
| 2006 |
1,090,144 |
16.5 |
86.2 |
4.0 |
| 2007 |
1,405,439 |
28.9 |
129.2 |
43.0 |
| 2008 |
1,413,313 |
0.6 |
170.6 |
41.4 |
| 2009 |
1,224,472 |
-13.4 |
140.8 |
-29.8 |
| 2010 |
1,344,776 |
9.8 |
127.2 |
-13.6 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2002-2011
| 2002 |
$703,038 |
22.2% |
104.6 |
13.8 pts. |
| 2003 |
568,502 |
-19.1 |
98.6 |
-6.0 |
| 2004 |
806,372 |
41.8 |
96.4 |
-2.2 |
| 2005 |
936,101 |
16.1 |
82.2 |
-14.2 |
| 2006 |
1,090,144 |
16.5 |
86.2 |
4.0 |
| 2007 |
1,405,439 |
28.9 |
129.2 |
43.0 |
| 2008 |
1,413,313 |
0.6 |
170.6 |
41.4 |
| 2009 |
1,224,472 |
-13.4 |
140.8 |
-29.8 |
| 2010 |
1,344,776 |
9.8 |
126.9 |
-13.9 |
| 2011 |
1,490,132 |
10.8 |
94.3 |
-32.6 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2003-2012
| 2003 |
$640,580 |
-11.0% |
92.3 |
-9.9 pts. |
| 2004 |
806,381 |
25.9 |
96.9 |
4.5 |
| 2005 |
936,108 |
16.1 |
81.1 |
-15.8 |
| 2006 |
1,090,145 |
16.5 |
86.0 |
4.9 |
| 2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
| 2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
| 2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
| 2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2004-2013
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2004 |
$806,381 |
25.9% |
96.9 |
4.5 pts. |
| 2005 |
936,108 |
16.1 |
81.1 |
-15.8 |
| 2006 |
1,090,145 |
16.5 |
86.0 |
4.9 |
| 2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
| 2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
| 2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
| 2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
| 2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2005-2014
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2005 |
$936,108 |
16.1% |
81.1 |
-15.8 pts. |
| 2006 |
1,090,145 |
16.5 |
86.0 |
4.9 |
| 2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
| 2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
| 2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
| 2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
| 2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
| 2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
Credit 探花精选, 2006-2015
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2006 |
$1,090,145 |
16.5% |
86.0 |
4.9 pts. |
| 2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
| 2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
| 2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
| 2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
| 2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
| 2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
| 2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Credit 探花精选, 2007-2016
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2007 |
$1,405,444 |
28.9% |
129.3 |
43.4 |
| 2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
| 2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
| 2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
| 2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
| 2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
| 2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
| 2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Credit 探花精选, 2008-2017
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2008 |
$1,413,313 |
0.6% |
171.0 |
41.6 pts. |
| 2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
| 2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
| 2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
| 2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
| 2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
| 2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
| 2017 |
1,221,008 |
9.2 |
90.8 |
-1.4 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Credit 探花精选, 2009-2018
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2009 |
$1,224,474 |
-13.4% |
140.8 |
- 30.2 pts. |
| 2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
| 2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
| 2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
| 2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
| 2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
| 2017 |
1,221,008 |
9.2 |
90.8 |
-1.4 |
| 2018 |
1,511,025 |
23.8 |
93.6 |
2.9 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Credit 探花精选, 2010-2019
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2010 |
$1,344,766 |
9.8% |
127.2 |
-13.6 pts. |
| 2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
| 2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
| 2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
| 2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
| 2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
| 2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
| 2017 |
1,221,008 |
9.2 |
90.8 |
-1.4 |
| 2018 |
1,511,025 |
23.8 |
93.6 |
2.9 |
| 2019 |
1,860,939 |
23.2 |
84.8 |
-8.9 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.