FIDELITY BONDS, 1999-2008
| 1999 |
$871,365 |
11.8% |
90.4 |
NA |
| 2000 |
815,007 |
-6.5 |
93.3 |
2.9 pts. |
| 2001 |
842,428 |
3.4 |
93.2 |
-0.1 |
| 2002 |
1,024,107 |
21.6 |
104.7 |
11.6 |
| 2003 |
1,192,535 |
16.4 |
70.9 |
-33.9 |
| 2004 |
1,309,344 |
9.8 |
79.7 |
8.9 |
| 2005 |
1,216,793 |
-7.1 |
85.1 |
5.4 |
| 2006 |
1,240,822 |
2.0 |
87.2 |
2.1 |
| 2007 |
1,246,831 |
0.5 |
76.4 |
-10.8 |
| 2008 |
1,140,492 |
-8.5 |
84.2 |
7.8 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
NA=Data not available.
Source: National Association of 探花精选 Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.
FIDELITY BONDS, 2000-2009
| 2000 |
$802,115 |
-7.7% |
94.3 |
3.7 pts. |
| 2001 |
856,259 |
6.8 |
92.5 |
-1.8 |
| 2002 |
1,013,535 |
18.4 |
105.3 |
12.8 |
| 2003 |
1,191,861 |
17.6 |
71.0 |
-34.3 |
| 2004 |
1,309,345 |
9.9 |
80.5 |
9.6 |
| 2005 |
1,215,815 |
-7.1 |
85.1 |
4.5 |
| 2006 |
1,240,349 |
2.0 |
87.1 |
2.0 |
| 2007 |
1,246,889 |
0.5 |
76.4 |
-10.7 |
| 2008 |
1,140,628 |
-8.5 |
84.2 |
7.8 |
| 2009 |
1,105,439 |
-3.1 |
105.3 |
21.1 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
FIDELITY BONDS, 2002-2011
| 2002 |
$1,013,535 |
18.4% |
105.3 |
12.8 pts. |
| 2003 |
1,191,861 |
17.6 |
71.0 |
-34.3 |
| 2004 |
1,309,345 |
9.9 |
80.5 |
9.6 |
| 2005 |
1,215,815 |
-7.1 |
85.1 |
4.6 |
| 2006 |
1,240,349 |
2.0 |
87.1 |
2.0 |
| 2007 |
1,246,889 |
0.5 |
76.4 |
-10.7 |
| 2008 |
1,140,555 |
-8.5 |
84.2 |
7.7 |
| 2009 |
1,105,439 |
-3.1 |
105.3 |
21.1 |
| 2010 |
1,077,886 |
-2.5 |
96.2 |
-9.1 |
| 2011 |
1,098,230 |
1.9 |
102.0 |
5.8 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
FIDELITY BONDS, 2003-2012
| 2003 |
$1,191,819 |
15.9% |
70.9 |
-34.2 pts. |
| 2004 |
1,309,344 |
9.9 |
79.8 |
8.9 |
| 2005 |
1,216,647 |
-7.1 |
85.1 |
5.3 |
| 2006 |
1,240,822 |
2.0 |
87.2 |
2.1 |
| 2007 |
1,239,760 |
-0.1 |
76.5 |
-10.7 |
| 2008 |
1,140,617 |
-8.0 |
84.2 |
7.7 |
| 2009 |
1,098,372 |
-3.7 |
105.4 |
21.2 |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,345 |
-0.2 |
99.4 |
-2.6 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
FIDELITY BONDS, 2004-2013
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2004 |
$1,309,344 |
9.9% |
79.8 |
8.9 pts. |
| 2005 |
1,216,647 |
-7.1 |
85.1 |
5.3 |
| 2006 |
1,240,822 |
2.0 |
87.2 |
2.1 |
| 2007 |
1,239,760 |
-0.1 |
76.5 |
-10.7 |
| 2008 |
1,140,617 |
-8.0 |
84.2 |
7.7 |
| 2009 |
1,098,372 |
-3.7 |
105.4 |
21.2 |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
FIDELITY BONDS, 2005-2014
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2005 |
$1,216,647 |
-7.1% |
85.1 |
5.3 pts. |
| 2006 |
1,240,822 |
2.0 |
87.2 |
2.1 |
| 2007 |
1,239,760 |
-0.1 |
76.5 |
-10.7 |
| 2008 |
1,140,617 |
-8.0 |
84.2 |
7.7 |
| 2009 |
1,098,372 |
-3.7 |
105.4 |
21.2 |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.9 |
(4) |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.
Source: SNL Financial LC.
Fidelity Bonds, 2006-2015
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2006 |
$1,240,822 |
2.0% |
87.2 |
2.1 pts. |
| 2007 |
1,239,760 |
-0.1 |
76.5 |
-10.7 |
| 2008 |
1,140,617 |
-8.0 |
84.2 |
7.7 |
| 2009 |
1,098,372 |
-3.7 |
105.4 |
21.2 |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.9 |
(4) |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.7 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2007-2016
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2007 |
$1,239,760 |
-0.1% |
76.5 |
10.7 pts. |
| 2008 |
1,140,617 |
-8.0 |
84.2 |
7.7 |
| 2009 |
1,098,372 |
-3.7 |
105.4 |
21.2 |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.9 |
(4) |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.7 |
| 2016 |
1,093,913 |
-5.8 |
80.1 |
2.8 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2008-2017
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2008 |
$1,140,617 |
-8.0% |
84.2 |
7.7 pts. |
| 2009 |
1,098,372 |
-3.7 |
105.4 |
21.2 |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.7 |
-0.2 |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2009-2018
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2009 |
$1,098,372 |
-3.7% |
105.4 |
21.2 pts. |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.7 |
-0.2 |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
| 2018 |
1,215,457 |
23.2 |
73.3 |
-0.6 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2010-2019
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2010 |
$1,082,534 |
-1.4% |
95.8 |
-9.6 pts. |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.7 |
-0.2 |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
| 2018 |
1,215,457 |
23.2 |
73.3 |
-0.6 |
| 2019 |
1,274,474 |
4.9 |
90.6 |
17.2 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2011-2020
| Year |
Net premiums
written (1) |
Annual percent
change |
Combined
ratio (2) |
Annual point
change (3) |
| 2011 |
$1,098,225 |
1.4% |
102.0 |
6.2 pts. |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.7 |
-0.2 |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
| 2018 |
1,215,457 |
23.2 |
73.3 |
-0.6 |
| 2019 |
1,274,474 |
4.9 |
90.6 |
17.2 |
| 2020 |
1,338,681 |
5.0 |
77.6 |
-12.9 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2012-2021
| Year |
Net premiums
written (1) |
Annual percent
change |
Combined
ratio (2) |
Annual point
change (3) |
| 2012 |
$1,096,406 |
-0.2% |
99.4 |
-2.6 pts. |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.7 |
-0.2 |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
| 2018 |
1,215,457 |
23.2 |
73.3 |
-0.6 |
| 2019 |
1,274,474 |
4.9 |
90.6 |
17.3 |
| 2020 |
1,338,681 |
5.0 |
77.6 |
-13.0 |
| 2021 |
1,348,891 |
0.8 |
66.0 |
-11.6 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2013-2022
| Year |
Net premiums
written (1) |
Annual percent
change |
Combined
ratio (2) |
Annual point
change (3) |
| 2013 |
$1,124,199 |
2.5% |
92.9 |
-6.5 pts. |
| 2014 |
1,165,280 |
3.7 |
92.7 |
-0.2 |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
| 2018 |
1,215,457 |
23.2 |
73.3 |
-0.6 |
| 2019 |
1,274,474 |
4.9 |
90.6 |
17.3 |
| 2020 |
1,338,681 |
5.0 |
77.6 |
-13.0 |
| 2021 |
1,362,979 |
1.8 |
66.1 |
-11.6 |
| 2022 |
1,370,851 |
0.6 |
70.9 |
4.9 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.
Fidelity Bonds, 2014-2023
| Year |
Net premiums
written (1) |
Annual percent
change |
Combined
ratio (2) |
Annual point
change (3) |
| 2014 |
$1,165,280 |
3.7% |
92.7 |
-0.2 pts. |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
| 2018 |
1,215,457 |
23.2 |
73.3 |
-0.6 |
| 2019 |
1,274,474 |
4.9 |
90.6 |
17.3 |
| 2020 |
1,338,681 |
5.0 |
77.6 |
-13.0 |
| 2021 |
1,362,893 |
1.8 |
66.1 |
-11.6 |
| 2022 |
1,374,180 |
0.8 |
70.9 |
4.8 |
| 2023 |
1,368,137 |
-0.4 |
74.4 |
3.5 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, 探花精选 Information Institute.