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... guarantee is that insurers will continue to face losses from claims that are as large or larger than in the past. The bottom line, ... underwriting performance through increased rates, lower claims cost or lower expenses or some combination of the three. Â Â Â ...
... important that you ask the owner for a copy of the house's claims loss history, such as a CLUE report from ChoicePoint or an A-plus report ... information on the number and types of homeowners insurance claims filed by the home's owner going back five years." For example, a ...
... documents such as insurance policy information and a claims contact number in a safe place away from your home ...
... in 2003. "Small decreases in the frequency and cost of claims have helped improve insurer financial performance, resulting in a ... insurers paid out an estimated $13.5 billion more in claims than they collected in premiums, rivaling the $15.5 billion in insured ...
... losses of $57.7 billion arising from more than 3.3 million claims, the industry nearly broke even from an underwriting perspective with a ... came in the door in 2005, about $1.01 exited in the form of claims payments, claims reserves and expenses—with nothing left over for ...
... resilience over the past year was its rebound in claims paying capacity (as measured by policyholders’ surplus). ... guarantee is that insurers will continue to face losses from claims that are as large as or larger than in the past. The bottom line, ... underwriting performance through increased rates, lower claims cost, lower expenses or some combination of the three. ...
... through the first nine months of 2005 exited in the form of claims payments, claims reserves and expenses—with nothing left over for profit. All was not ...
... reducing the global supply of capital available to pay claims. The Enron debacle, rising jury awards, a sour investment climate and ...
... fraud and abuse and excessive attorney involvement in claims contributed to higher underwriting losses in several no-fault states, especially New York and Florida, in which PIP claims costs rose 32 percent and 15 percent respectively.  Insurers, in ...
... Of More Than One Million Homeowners Claims 99 Percent Are Settled; Few Remain in Dispute Disaster Losses ... damage. Nearly two years later, the overwhelming majority of claims have been settled. The magnitude of Hurricane Katrina triggered a ...