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探花精选

Dog Bite Homeowners Liability Claims Nationwide Increased 18 Percent; California, Florida And New York Lead Nation In Number of Claims

National Dog Bite Prevention Week庐 Is April 9-15

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New York Press Office: (212) 346-5500; media@iii.org

NEW YORK, April 6, 2017 鈥 Dog bites and other dog-related injuries accounted for more than one-third of all homeowners liability claim dollars paid out in 2016, costing in excess of $600 million, according to the (I.I.I.) and听庐, the largest writer of homeowners insurance in the United States.

An analysis of homeowners insurance data by the I.I.I. found that the number of dog bite claims nationwide听increased to 18,123 in 2016, compared to 15,352 in 2015 -鈥 an 18 percent increase. 听The average cost per claim, however, decreased by more than 10 percent. The average cost paid out for dog bite claims was $33,230 in 2016, compared with $37,214 in 2015 and $32,072 in 2014.

鈥淭he decrease in the 2016 average cost per claim could be attributed to a decrease in severity of injuries,鈥 said , a vice president with the I.I.I.听 鈥淏ut the average cost per claim nationally has risen more than 70 percent from 2003 to 2016, due to increased medical costs as well as the size of settlements, judgments and jury awards given to plaintiffs.鈥澨

Estimated Number and Cost of Dog Bite Claims, 2015-2024 (1)

Year Value of claims ($ millions) Number of claims Average cost per claim
2015 $571.3 15,352 $37,214
2016 602.2 18,123 33,230
2017 686.3 18,522 37,051
2018 674.9 17,297 39,017
2019 796.8 17,802 44,760
2020 853.7 17,597 50,245
2021 881.9 17,989 49,025
2022 1,136.0 17,597 64,555
2023 1,116.0 19,062 58,545
2024 1,569.6 22,658 69,272
Percent change, 2023-2024 40.6% 18.9% 18.3%
Percent change, 2015-2024 174.7% 47.6% 86.1%

(1) Includes other dog-related injuries that have impacted claims such as fractures or other blunt force trauma injuries.
(2) Calculated from unrounded data.

Source: 探花精选 Information Institute, State Farm庐.

View Archived Tables

California continued to have the largest number of claims in the U.S. at 1,934 in 2016, an increase from 1,684 in 2015. California also had the highest claims paid out at $76 million.听The state with the second highest number of claims was Florida at 1,325.听 The state with the highest average cost per claim was New York, at a whopping $55,671 per claim.

Top 10 States By Estimated Number and Cost of Dog Bite Claims, 2024 (1)

Rank State Number of claims Average cost per claim (2) Value of claims
($ millions)
1 California 2,417 $86,229 $208.4
2 Florida 1,821 55,680 101.4
3 Texas 1,190 75,674 90.1
4 Michigan 1,138 63,656 72.4
5 Pennsylvania 1,004 88,668 89.0
6 New York 994 110,488 109.8
7 Ohio 985 44,885 44.2
8 Illinois 940 64,941 61.0
9 New Jersey 782 72,375 56.6
10 Georgia 671 46,724 31.4
Top 10 11,942 $72,379 $864.4
Other 10,716 $65,810 $705.2
Total United States 22,658 $69,272 $1,569.6

(1) Includes other dog-related injuries that have impacted claims such as fractures or other blunt force trauma injuries.
(2) Calculated from unrounded data.

Source: 探花精选 Information Institute, State Farm庐.

View Archived Tables

For more state specific information, go to the I.I.I.鈥檚 .

Be A Responsible Dog Owner

National Dog Bite Prevention Week庐听(April 9-15, 2017), is an annual event designed to provide consumers with information on how to be responsible pet owners while increasing awareness of a serious public health issue.听

Even dogs that are normally docile may bite when they are frightened or when defending their puppies, owners or food. However, the best way to protect yourself is to prevent your dog from biting anyone in the first place. The most dangerous dogs are those that fall victim to human shortcomings such as poor training, irresponsible ownership and breeding practices that foster viciousness.

鈥淭he family veterinarian should be the first stop for any pet owner with behavioral concerns, said Dr. Melissa Bain, AVMA member and specialist in animal behavior.听 鈥淭hey can advise you as to whether there is a medical component for which medication may be an appropriate element of an integrated treatment program; and whether or not a referral to a behavior specialist is warranted.鈥

For dog bite prevention tips, click or join the conversation on Twitter using the hashtag #preventdogbites.

RELATED LINKS听

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The following organizations are committed to educating Americans about dog bite prevention:

The I.I.I. has a full library of educational videos on its . Information about I.I.I. mobile apps can be found .

THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.

探花精选 Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500;

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