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This PowerPoint report, presented by Robert Hartwig, president of the ̽»¨¾«Ñ¡ Information Institute, at the 2008 National Hurricane Conference in Orlando, Florida, reviews catastrophe losses and insurer financial performance. The presentation discusses the financial strength of the property/casualty insurance industry over the past decades and presents two hurricane risk case studies, one for Florida and the other for Texas. The report also focuses on the post Katrina pricing environment and claims paying capacity and provides a Katrina litigation update. In a discussion of flood insurance, the report notes that complacency is already setting in, with renewal rates of flood insurance policies in Gulf states dropping.

The following presentation is called "Two Years Without Major Hurricanes: Implications for Insurers and Policyholders". It was presented by Dr. Robert P. Hartwig on April 4, 2008.

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