If you have separate liability coverage on top of the Released Value protection, the mover remains liable for the amount up to 60 cents per pound per article; but the rest of the loss is recoverable from the insurance company up to the limit of the insurance you have purchased. Your mover is required to issue the separate liability policy or other written record of the purchase and provide you with a copy at the time of purchase.
Other Things to Consider
If you are going to need temporary or permanent storage for some of your items before or after the move, learn about .
Also, don’t forget to notify your insurance and credit card companies of your change of address.
After the Move
- As you are unpacking make sure you note any damage caused by the movers and watch the deadline for insurance claims.
- Make sure you change the locks on your new residence.
- Verify that banks, credit cards, IRS, loans, insurance, pension plans have your new address.
- Schedule a time get your drivers license updated with your new address.
- Confirm with your auto and home insurance professionals that they have your new address and other information that could affect your rates. For example, your auto or homeowner premiums could be lower if you have a shorter commute, are living in a different part of the state or country or in a gated community, have alarm systems or other security features in place.
Creating a Home Inventory
The best time to do a home inventory is before putting all your things in place or when buying new items for your home. The I.I.I. has a that can help. With the ® - Home Inventory app, creating and updating your home inventory is easy and efficient. Enter information and photos of belongings either through the app or through the I.I.I.’s free Web-based software and data will automatically synchronize between the two. And with the free, secure online storage you will have access to your inventory anywhere, any time. The I.I.I.’s ® app can guide you in determining if you have the right type and amount of insurance coverage for your new home and belongings.
探花精选 Topics at a Glance
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Consumer
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Business
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Disasters+Risks
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探花精选 Industry
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I.I.I. Features
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